Fixed Income Funds
Document PDFs are placeholders — final documents to be supplied. Figures shown are placeholder data for design purposes.
← Back to Asset ManagementWelcome to alBaraka Capital. We are committed to protecting your personal data and ensuring your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, utilize our investment services, or interact with us digitally.
As an Egyptian financial entity with potential global investors or clients, this policy complies with Egypt's Personal Data Protection Law No. 151/2020 (PDPL) and the EU General Data Protection Regulation (GDPR).
alBaraka Capital acts as the Data Controller for the information processed through this website.
Pursuant to Egyptian law, we have appointed a dedicated Data Protection Officer (DPO) registered with the Egyptian Personal Data Protection Centre (PDPC).
We collect information that identifies you as a natural person ("Personal Data"). Under Egyptian PDPL, financial data and children's data are explicitly categorized as Sensitive Personal Data, requiring heightened technical security and explicit written or secure electronic consent.
We only process your personal data when permitted by law. The primary legal bases we rely on include:
We implement strict technical and organizational measures to prevent unauthorized data access, leakage, or tampering. All user consent records are securely logged in an encrypted, electronic consent register as mandated by the Egyptian PDPL Executive Regulations.
Data Breach Notification: In the event of a personal data breach, we are legally required to notify the Egyptian PDPC within 72 hours (or immediately if national security or highly sensitive data is impacted), as well as relevant EU authorities under GDPR timelines.
As a global financial brand, your data may occasionally be transferred outside of Egypt.
We will never send you marketing communications or share your data with third-party intermediaries without your prior, explicit, and informed opt-in consent. Every marketing material sent to you will clearly identify alBaraka Capital as the sender and contain a straightforward, instant option to withdraw consent ("unsubscribe").
Depending on your residency and local laws, you have comprehensive rights regarding your data. Both GDPR and the Egyptian PDPL guarantee you the right to:
| Right | Description |
|---|---|
| Right to Access | Obtain confirmation and copies of your personal data held by us. |
| Right to Rectification | Correct, add, or update inaccurate or incomplete data swiftly. |
| Right to Erasure ("To Be Forgotten") | Request deletion of your data when it is no longer necessary for the purpose it was collected. |
| Right to Withdraw Consent | Revoke your processing consent at any time without affecting past lawfulness. |
| Right to Restriction / Objection | Limit how we process your data or object to specific automated profiles (GDPR-specific). |
To exercise any of these rights, please contact our DPO at contact@albarakacapital.com. Requests will be processed within the legally mandated timelines (typically 30 days under GDPR and within the frameworks specified by the PDPC in Egypt).
We will only keep your data for as long as necessary to fulfill the purposes we collected it for — including satisfying any legal, accounting, or statutory reporting requirements. Once the retention criteria are met, data is permanently erased or irreversibly anonymized.
We reserve the right to update this privacy policy dynamically to reflect regulatory updates from the Egyptian PDPC or European data authorities. Significant adjustments will be flagged with a prominent notification on our homepage.